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Understanding Your Rights and Responsibilities After a Car Accident

When it comes to liability and insurance coverage after an accident, it is important to know what your state’s fault laws are. State’s either follow an “at-fault” system where the at-fault party pays for the other person’s damages or a “no-fault” system where a driver’s insurance covers their damage regardless of who was responsible for the accident. 

If you are involved in a car accident, it is strongly recommended that you consult with an attorney. Obtaining legal representation early in the process can help ensure you receive the maximum compensation allowed based on your losses. 

At Caldwell Wenzel & Asthana Injury Lawyers, we are experienced trial lawyers and fierce advocates for auto accident victims. Contact our office today at (251) 444-7000 to request a free consultation. 

Is Alabama a Fault or No-Fault State?

Alabama, along with most other states, follows an at-fault system. Also referred to as a tort state or fault system, at-fault drivers are responsible for the other person’s losses, including medical bills and property damage. 

An injured party may file a claim for damages with the at-fault driver’s insurance, their own insurance company, or pursue a personal injury claim against a liable party.

If you are injured or have lost a loved one in an accident, you should consult with a car accident lawyer as early as possible. Even if liability seems clear cut, a lawyer can help make sure that you receive the compensation you deserve. Insurance companies may try to get you to settle for less than your case is worth. Hiring an attorney protects you and your recovery.

What If I Was Partially to Blame for the Accident?

Alabama is one of four states that follow the doctrine of contributory negligence. Under state statute, a person is barred from recovering damages if they are found even partially responsible for the accident. Under this strict doctrine, you may not be entitled to compensation if you are found to be even 1% responsible for the accident.

Insurance companies and at-fault parties will often use this rule to deny claims from injured parties. A lawyer can help fight allegations that you were partially at fault for the accident. It is critical not to make any statements to the insurance company or other parties before consulting with an attorney.

Proving Fault After a Car Accident

Proving fault or liability after a car accident can be challenging without the help of an experienced attorney. 

A lawyer can conduct an independent investigation into the cause of the accident. They can subpoena evidence and negotiate with the insurance company to get a favorable settlement in your case. 

If an agreeable settlement cannot be reached, an attorney can take the case in front of a jury to try to obtain a verdict. 

Injured in an Auto Accident? Get the Help You Need Now

If you were injured in an Alabama auto accident, contact our office for a free, no-obligation consultation. Call (251) 444-7000 to discuss your legal options directly with an attorney. 

Our legal team includes seasoned litigators and skilled negotiators that will fight for you and your family. Get the legal help you need to get the results you deserve.