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A car accident or truck wreck can be devastating to you and your family. You are in pain and need immediate medical attention. In order to ensure that all auto accident victims receive immediate medical attention, Alabama lawmakers passed a law that allows hospitals to attach a lien on any recovery you make from your injuries. Here are the top four things to do if a hospital lien has been filed against you:
1. Remain Calm. To most people in Alabama, finding out that a hospital lien has been filed against you is a surprise. And understandably, discovery of such a lien leaves people confused, afraid and full of questions. Please do not panic, stay calm, and call Caldwell Wenzel & Asthana with your questions on the lien.
2. Call Caldwell Wenzel & Asthana. Our attorneys will be your strongest advocate whether you were injured in a car wreck or big truck accident or through the use of a dangerous product. At Caldwell Wenzel & Asthana we have a specific department that addresses hospital liens and will help reduce your anxiety, and guide you through the process of taking action on such a lien.
3. Keep Paperwork Together. Anytime you are hurt and receive medical treatment, you will receive tons of paperwork from the hospital and your doctors. Please keep your billing and payment paperwork together, and when you meet with our attorneys, bring all the paperwork and your hospital lien document to us for review.
4. Follow Doctor’s Orders. We at Caldwell Wenzel & Asthana want you to get better. While our lawyers are helping you with your auto accident injury claims and hospital liens, it is imperative that you follow your doctor’s advice concerning your care. If the doctor instructed follow-up visits, make sure you do it even if you are no longer feeling pain.
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Our team of legal professionals, investigators, claims analysts, and paralegals will help guide you through this painful event in your life. It is not your fault that you are hurting, and it is not your fault that now medical professionals are calling you about unpaid bills or filing hospital liens against you. Hiring our team will take the stress off of you, and our trained and experienced lawyers will work tirelessly to hold the person that hit you accountable! Our attorneys will fight to make a full and just recovery for your suffering, ensure your outstanding bills are taken care of, and also remove your hospital lien.
We hope you find this information helpful, and in addition to the foregoing, our clients also ask us the following questions:
In most auto accident cases, even if the victim has health insurance, hospitals opt not to bill such insurance. Hospitals are aware that if you were in an auto accident or truck wreck, you may receive a settlement from your accident, and accordingly, the hospital has a high likelihood of collecting a greater amount of money by placing a hospital lien against you than billing your health insurance.
If the hospital bills your health insurance, such insurance will pay the hospital a small amount of the bill, and adjust a greater portion of the bill to zero. Hospitals are a for profit business, and look for ways to increase their profit margins. Liens allow them to collect a much greater amount of money from your auto accident settlement, and that is why hospitals will often not bill your health insurance.
You are right – if the accident was not your fault, you should not have to pay for anything. But sadly, the truth is far from it. In order for you to be made whole for accident related bodily injuries, you must file a claim against the at fault person before their insurance company will offer to pay for damages you incurred. Damages include but are not limited to: time you missed from work, medical bills, prescription medications, mileage, and your claim for pain and suffering.
After being injured in a car wreck, if you received treatment at a hospital, it is important to understand that the hospital does not bill the person who hit you. Instead, the hospital bills you, the injured victim. This certainly does not seem fair, and the best way to ensure you are protected is to hire a personal injury attorney. Not hiring an Alabama personal injury lawyer could result in a low settlement for you and leave you owing lots of money to your medical providers. Don’t let this happen to you. At Caldwell Wenzel & Asthana, we offer the No-Fee Guarantee, which means that we don’t get paid unless we get money for you!
The lien will be removed when you have paid the bill in full. But do not make the mistake of actually paying this bill in full. Call our law firm instead. Hiring our firm will allow us to review your lien, negotiate for the best possible settlement, and work with the medical providers to reduce your lien to ensure you get as much money in your pocket as possible.
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