Safety Tips

Quick answer: Get to safety, call 911, and see a doctor within 14 days, since Florida’s no-fault insurance law can cut off your medical benefits if you wait longer. Photograph the scene and the truck’s USDOT or MC numbers. Exchange information, and avoid giving a recorded statement to the trucking company’s insurer. Florida gives you …

Quick answer: Who you can claim against depends on who caused the crash and how you were riding. If another driver caused the wreck, you can file a claim against that driver’s insurance like any other injury case. If the driver you were riding with caused it, Alabama’s Guest Passenger Statute may limit that specific …

Quick answer: Before you hire a car accident lawyer in Alabama, ask about their experience, how fees work, who handles your file, and how Alabama’s contributory negligence rule could affect your claim. A clear answer is worth a second conversation. A car accident can turn a normal Tuesday into a blur of tow trucks, insurance …

Quick answer: MCS-90 is a federal endorsement on a trucking company’s insurance policy. It doesn’t add coverage; it forces the insurer to pay a qualifying court judgment against the carrier, even if the policy would otherwise exclude the claim. It applies only in specific circumstances, and the insurer’s obligation is limited to the financial-responsibility amount …

Quick answer: Alabama has no single statute defining “serious injury” for lawsuits. Courts and insurers weigh factors like risk of death, lasting disfigurement, or permanent impairment. Alabama’s criminal code separately defines “serious physical injury” for criminal cases, but that definition doesn’t determine whether an injury is serious enough for a civil claim. Any negligence-caused injury …